Licensed Public Adjusters · We Work For You

Public Insurance Adjusters Fighting for Your Fair Settlement

We are licensed public adjusters — the only insurance professionals legally authorized to represent policyholders in the claims process. We work exclusively for you, not the insurance company.

verified_userLicensed in 6 States + DC gavelNAPIA Member handshakeNo Win, No Fee schedule24/7 Response workspace_premiumHundreds of Claims Won
Our mission

Every policyholder deserves a fair fight.

When disaster strikes, insurance companies send their own adjuster — a professional paid to protect the carrier's bottom line. We're public adjusters: licensed experts who work exclusively for the policyholder, document every dollar of damage, and fight for every dollar you're owed.

We believe no one should navigate a major property loss alone. That's why we review every claim for free, work on pure contingency, and stay available 24 hours a day.

24/7

Always available

Disasters don't keep business hours. Neither do we.

$0

Upfront cost

We work on contingency. You pay nothing unless we win.

Our commitment

We'll tell you honestly if you don't need us. Free and no-obligation, every time.

Our story

Built by someone who saw what happens when policyholders go it alone.

Insurance Claim Hero was founded by Andrew Rouhafzai, a licensed public adjuster who spent years working inside the property insurance industry before making a deliberate decision to switch sides. Andrew had seen too many families and business owners receive settlements far below what their policies actually entitled them to — not because their policies were bad, but because no one on their side knew how to fight for the full amount.

The insurance company sends a professional adjuster to every claim. That adjuster is experienced, knows the policy inside out, and has one job: close the file for as little as possible. Most policyholders face that professional alone — with no training, no leverage, and no idea what they're entitled to. Andrew built ICH to change that equation.

Today, ICH is a multi-adjuster firm licensed in Texas, New Mexico, Virginia, Maryland, Washington DC, and Pennsylvania. Every adjuster we hire shares the same standard: state-licensed, locally experienced, and committed to working only for the policyholder. We review every claim for free, work on contingency, and tell clients honestly whether we can help them — even when the answer is no.

The firm handles hundreds of claims a year, ranging from residential water and fire damage to multi-million-dollar commercial catastrophe losses. Regardless of size, every file gets the same attention: a thorough inspection, a line-by-line policy review, and a settlement negotiated to reflect every dollar of documented damage.

Who we are

Adjusters who work only for you.

Unlike insurance company adjusters (employed by the carrier) or independent adjusters (contracted by the carrier), public adjusters are licensed by the state to represent and work solely for the policyholder. Our only interest is maximizing your recovery.

Andrew Rouhafzai, Founder and Public Adjuster

Andrew Rouhafzai

Founder & Public Adjuster · TX · NM · VA · MD · DC

Founded ICH to give policyholders the same professional advocacy insurance companies deploy on every claim. Handles large-loss residential and commercial cases across five states.

Aaron Barnes, Public Adjuster

Aaron Barnes

Public Adjuster · TX · NM

Texas and New Mexico specialist with deep expertise in hurricane, hail, flooding, and wildfire claims. Known for thorough documentation that consistently produces above-estimate settlements.

Bobby Cavalieri, Public Adjuster

Bobby Cavalieri

Public Adjuster · VA · MD · DC

Mid-Atlantic adjuster with a construction background who knows exactly what repairs cost — and fights carriers whose estimates fall short of real-world pricing.

Why it matters

Why hire a public adjuster?

Your insurance company has experts working to minimize what they pay. You deserve one doing the opposite.

search

We find damage they miss

Insurance company adjusters conduct rushed inspections. We take the time to document every element — including hidden structural and moisture issues.

menu_book

We know your policy

We read your policy cover to cover, identifying every applicable coverage — including ALE, code upgrades, and loss of use you may not know you have.

balance

We negotiate as equals

We negotiate carrier-to-expert. You're no longer a homeowner against a team of professionals — you have one fighting for you.

block

We fight denials

A denial isn't always final. We review denied claims, re-document the loss, and reopen claims where there's a valid case to make.

timer

We save you time

Dealing with an insurance claim is a full-time job. We handle everything — documentation, correspondence, negotiation — so you can focus on your life.

handshake

No win, no fee

We work on pure contingency. Our fee is a percentage of the settlement we recover — you pay nothing upfront and nothing if we don't improve your outcome.

Credentials & licensing

Licensed where you live. Qualified to fight.

Public adjusters are licensed by the state insurance department. Every state we operate in requires a separate license, exam, and ongoing continuing education. We meet every requirement — and exceed them.

TX

Texas

License #3118729

NM

New Mexico

License #21027841

VA

Virginia

License #1455173

MD

Maryland

License #3003558037

DC

Washington DC

License #3003565744

PA

Pennsylvania

License #1263560

workspace_premium

NAPIA Member

National Association of Public Insurance Adjusters

fact_check

Continuing Education

Current on all state CE requirements

shield

E&O Insured

Errors & omissions coverage for your protection

A property being rebuilt after an insurance claim
Free · No obligation · 24/7

They lowballed you. Let's fix that.

Get a free claim review from a licensed public adjuster who works only for you. No cost to find out what your claim is really worth.

call(512) 956-9557
call Call now