Insurance Claim Help in Pennsylvania

We handle all types of property damage claims in Pennsylvania: nor'easter and winter storm damage, flooding, fire and smoke damage, burst pipes and freeze damage, hail and wind damage, vandalism, building collapse, and business interruption. We serve the full Commonwealth, from Philadelphia and the Delaware Valley to Pittsburgh, Erie, the Lehigh Valley, Harrisburg, and rural Pennsylvania.

Older homes in Philadelphia and Pittsburgh typically require more complex claims handling for several reasons. Code upgrade costs, covered under the ordinance and law provision in most policies, can be significant when older systems must be brought up to current standards during a rebuild. Specialty materials for historic or character properties add additional cost. Aging plumbing and electrical systems may also be involved in a claim in ways that complicate coverage. We document all of these elements thoroughly and ensure every covered cost is included.

Standard homeowner's policies exclude flooding from external water sources, including river flooding from the Delaware, Susquehanna, or Allegheny rivers, which requires separate flood insurance. However, water damage from rain intrusion through a storm-damaged roof or wall is generally covered under standard policies. Sewer backup coverage, if included or added as an endorsement, covers water that backs up through drains and sewers. We review your full coverage and the circumstances of your loss to determine what applies.

Yes. Our Pennsylvania adjuster Jhordan Dreibelbis is fully bilingual in English and Spanish and provides complete bilingual service for Spanish-speaking policyholders throughout the Commonwealth. This includes inspections, documentation, policy review, carrier communication, and negotiation. Pennsylvania has large Spanish-speaking communities in Philadelphia, Reading, Allentown, and other cities, and we are proud to serve these communities in their preferred language.