Insurance Claim Help in Texas
Texas faces some of the most severe weather in the nation: Gulf Coast hurricanes, Plains tornadoes, North Texas hailstorms, and statewide freeze events. We have handled hundreds of Texas property claims and know the local carriers, contractors, and claim patterns that directly affect your settlement.
Public adjusters who know Texas
TX License #3118729
Active public adjuster license
Available 24/7
Call (512) 956-9557 anytime
No upfront fees
We get paid only when you recover
Texas is one of the most disaster-prone states in the country, and its geographic size means property owners face dramatically different hazards depending on where they live. Houston and the Gulf Coast confront hurricane risk that few other regions in the United States can match. North Texas, including Dallas and Fort Worth, sees some of the highest hail damage rates in the nation. West Texas faces windstorm and flash flooding. Central Texas and the Hill Country deal with flash floods, drought, and wildfire risk. Every region of the state presents its own insurance claim challenges, and we have handled claims in all of them.
Texas insurance law gives policyholders important rights that matter when dealing with a major claim. The Texas Prompt Payment of Claims Act sets strict deadlines on how quickly carriers must acknowledge, investigate, and pay claims. We know these timelines, monitor carrier compliance, and use them as leverage when carriers delay. We have also worked through the aftermath of major Texas weather events, including the 2021 Winter Storm Uri freeze claims and multiple major hurricane seasons, so we understand the specific claim patterns that follow large-scale Texas disasters.
What sets us apart in Texas is local knowledge combined with licensed professional standing. We know how major Texas carriers handle hurricane claims, hail claims, and freeze claims, and we know where they routinely shortchange policyholders. We speak directly with carrier adjusters as licensed professionals with full documentation behind every position we take. If your Texas property has been damaged and you believe the settlement does not reflect the full extent of your loss, contact us for a free review. Our Texas public adjuster license is #3118729.
Texas service areas
All damage types. One expert team.
Water Damage
Burst pipes, appliance leaks, and hidden moisture damage.
local_fire_departmentFire & Smoke Damage
Total losses, soot, smoke penetration, and structural damage.
cycloneHurricane Damage
Wind, surge, rain intrusion, and catastrophe event claims.
stormTornado Damage
Structural damage, debris impact, and catastrophic wind claims.
foundationBuilding Collapse
Structural failure, snow load, and collapse claims.
reportVandalism
Theft, malicious damage, and forced entry claims.
storeBusiness Interruption
Lost income, fixed expenses, and economic loss recovery.
ac_unitWinter Weather Damage
Burst pipes, ice dams, freeze damage, and roof collapse.
floodNatural Disasters
Hail, storm, wildfire, lightning, and catastrophe claims.
Common questions about Texas insurance claims
Specific to Texas: carriers, local laws, and claim patterns.
call(512) 956-9557What types of property damage claims do you handle in Texas? add
We handle all types of property damage claims in Texas: hurricane and tropical storm damage, hail damage, tornado damage, flood damage, fire and smoke damage, winter freeze damage, burst pipes, business interruption, vandalism, and building collapse. Texas's geographic size means different parts of the state see very different damage types, and we have handled claims across the Gulf Coast, DFW Metroplex, Central Texas, and West Texas.
How does Texas public adjuster licensing work? add
Texas regulates public adjusters under the Texas Department of Insurance and requires active licensing, examination, and continuing education. Public adjusters in Texas are legally authorized to represent policyholders in claims negotiations and must follow specific rules about contracts, fees, and conduct. Our Texas public adjuster license is #3118729. Texas also provides important consumer protections in the claims process, including the Texas Prompt Payment of Claims Act, which we monitor on every file.
I have a Winter Storm Uri or Hurricane Harvey claim that was underpaid. Can you still help? add
Yes. These claims remain reopenable in many cases, depending on the policy's statute of limitations and the circumstances of the original settlement. We have recovered additional funds for Texas policyholders on claims that were closed months or even years before they called us. If your claim was settled for an amount that did not cover your actual losses, a free review will tell you whether reopening it is worth pursuing.
What is the difference between a public adjuster and the adjuster my insurance company sent? add
The adjuster your insurance company sends is employed by or contracted for the carrier. Their job is to close your claim at the lowest defensible amount. A public adjuster is independently licensed by the state and works exclusively for you. We document every element of damage, read your full policy, and negotiate on your behalf as a licensed professional. The incentive structures are completely different: the carrier's adjuster is rewarded for closing files, and we are paid only when you recover.
How long does a Texas property insurance claim take to resolve? add
A straightforward residential claim can take 60 to 90 days from filing through payment. Hurricane and storm claims filed during major events, complex commercial losses, and any claims involving disputes or denials take longer. Texas law imposes deadlines on carriers: they must acknowledge receipt within 15 days, accept or deny within 15 business days of receiving all documentation, and pay within 5 business days of acceptance. We monitor these timelines and hold carriers to them.
Texas property damage? Let's fight for your settlement.
Get a free claim review from a licensed public adjuster who works only for you. No cost to find out what your claim is really worth.